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Month: December 2017

Manchester House Raffle – Win a mortgage free house

Manchester House Raffle – Win a 3 Bed Home in Central Manchester for £5

Manchester House Raffle get on the housing ladder mortgage freeThis Manchester House Raffle is a golden opportunity to get on the housing ladder mortgage free. Win a nearly new three bed detached house for a fiver.

A change of circumstances in on persons live, however sad could be a positive life-changing experience for some lucky family. Sadly for the most, that’s how life works, it can’t be all bad.

So, you can win this mortgage free house for just one £5 entry, the current estate agents valuation is £240,000. The maximum number of tickets being sold is 135 thousand so that means the odds of winning are 135 thousand to one. Making more entries increases your odds winning. Making 5 entries increases your chance to 27,000 to one.

This house raffle closes on 23rd April 2018.

Entrants are all required to use their skill and judgement to answer three simple questions.

The Manchester house raffle competition can be entered on this website. Continue reading

Reve House Property Contest – Win a River Thames House

Reve House Property Contest – Win a stylish River Thames House in Berkshire

The Reve House Property Contest to win a stylish River Thames house The Reve House Property Contest is a exciting opportunity to win a stylish  River Thames house situated on the river bank with wonderful views. The cost of a ticket is just £25.

A maximum of 500,000 tickets are to be sold and house is valued at £3.5 million pounds. The contest is due to close on 28th March 2018 but may be extended by 3 months.

The winner will be determined by a “spot the ball contest” The centre of the ball will determined by three independent judges. In the event of a tie there will be a further tie breaker competition.

Helen and Gary Weller, who designed and built Reve House in Berkshire, came up with the idea of a contest to win the property after struggling to sell the luxurious multi-million pound home.

You can visit the website to enter the Reve House property contest here. Continue reading

Swythamley Chapel Staffordshire Church Raffle – Win a Church

Win a Staffordshire Church Raffle in the Peak District

Swythamley Chapel Staffordshire Church Raffle - Win a ChurchWin a Staffordshire Church Raffle, yes you could, win a church mortgage free. Swythamley Chapel it is entered in a Property Raffle, it is located in a country area of the Peak District.

Swythamley Chapel has been tastefully converted into a stunning country home. Now in a conservation area, it accommodates three double bedrooms and a basement studio which could be used as a “granny flat”. It has a separate private entrance and garden.

It also has three bathrooms, two studies, two sitting rooms, a basement, double garage and workshop. The chapel also has its own bell tower. The spacious gardens are have mainly been laid to lawn. Continue reading

UK Property Raffles – Find them here

The growing popularity of UK Property Raffles

UK Property RafflesOn this website you can follow links to all the live UK Property Raffles we have discovered so far. Further down the page we run you through some of the ins and outs of real estate raffles.

Devonshire Mansion Raffle –  Price per ticket £10, the minimum number of entries is one million. The closing date is 30th November 2018. The estimated value is £2.300,000 plus a Rolls Royce and runner-up prizes. Our webpage.

Roselands Bristol Cottage Raffle – Price per ticket £2, the minimum number of entries is 500,000. The closing date has not yet been set but you can register for the competition and receive a notification by email. The estimated value is in excess of £1 million. Our webpage.

Dagenham House – UPDATE – The website was recently taken down. Price per ticket  was £2, the minimum number of entries was 175,000. The closing date was 30th January 2018. The estimated value was  £300,000.

Yorkshire Farm Raffle –  Price per ticket £50, the minimum number of ticket entries is 28000. The closing date is 1st March 2018. The estimated value is £1,400,000. Special Christmas offer – Buy one ticket and get one free. Our webpage.

Northampton House Raffle – Price per ticket £2, the minimum number of tickets to be sold is 500,000. The the closing date is 1st February 2018. The estimated value is £1,000.000. Our webpage.

Greenwich Apartment – UPDATE – The event was withdrawn apparently due to too much press coverage about the multiple choice question. Price per ticket was £5, minimum number of tickets to be sold was not stated.

Scottish Mansion Raffle – Price per ticket £5, the minimum number of tickets to be sold is 250,000. The closing date is 9th December 2017. The estimated value is£1,250,000. UPDATE – Additional prizes have been added. Our webpage.

Knightsbridge London Property – UPDATE – Successfully won. Price per ticket was £5, the minimum number tickets to be sold was 300,000. The closing date is 15th December 2017. The estimated value is £1,500.000.

Blackheath London Property Raffle – Price per ticket £5, the minimum number of tickets to be sold is 114,000. The closing date was extended from 7th January to 7th May 2018. The estimated value is £570,000. Our webpage.

Converted Church Raffle Staffordshire – UPDATE 28.12.17 – Price per ticket £6, minimum number of tickets to be sold is 125,000. The closing date has been set for April 1st 2018. We could not see the value of the property stated on the website but estimated to be in the region of £700.000. Our webpage.

Berkshire River Thames House Raffle – UPDATE 29.12.17 – Spot the ball contest, price per ticket £25. Minimum number of tickets to be sold is 500,000. The closing date has been set for 28th March 2018 but may be extended by 3 months. Our webpage.

Manchester House Raffle – UPDATE 31.12.17 – Price per ticket £5, the minimum number of tickets to be sold is 135,000. The closing date has been set for 23rd April 2018. The estimated value is £240,000. Our webage.

Southampton House Raffle – UPDATE 1.1.18 – Price per ticket £5, minimum number of tickets to be sold is 100,000. The closing date is set for 9th June 2018. The estimated value is £230,000. Our webpage.

London House Raffle Woolwich – UPDATE 6.1.18 – Price per ticket £2. Closing date is set for 31st May 2018. The estimated value is not stated. Our webpage.

Legislation

Administering property raffles in UK has been left up to the UK Gambling Commission. They also regulate the National Lottery and casinos and gambling in general in the UK.

For the avoidance of doubt, a raffle has to include an element of skill, whereas a lottery is purely a game of chance.

In all other respects property transactions follow normal legislation except the Estate Agent is missing from the picture. The price is of course fixed by owners of house who set up the raffle.

All the terms and conditions of the sale should be included in the terms and conditions of the property raffle. The only difference is that new owners name cannot be added to the contract until UK property raffle draw has taken place.

The contract is not binding until it has been signed and exchanged in the normal way. The owners usually employ a lawyer to administer the sale and the raffle.

The winner is of course entitled employ a lawyer.

It is advisable to determine as far as possible that the raffle is legal in first place. Check the Terms and Conditions of a any UK property raffles before you enter. Make sure the tickets are refundable if the draw is cancelled. Beware, because house-owner is normally the fund-holder. This element could present some risk to entrants.

To date, we are aware of only one successful property raffle in the UK, it was known as Melling Manor and was valued at around £800,000. We are also aware of on failed house raffle at a substantial cost to the owners. We will update this website as time goes by.

Costs

Property raffles are normally a “turnkey operation” in the UK with all the costs being born by the vendor. The competition would not be attractive if costs were incurred by the winner.

Legal Fees, Land Registry and the cost of Stamp Duty would normally be paid by the vendor. The vendor would also pay any Capital Gains Tax which might be owing. They would also provide the Energy Performance Certificate.

Any outstanding mortgage on the property would be redeemed at completion.

Be aware that the cost fixed the property will include an element of fundraising for charity. This is due to the involvement of the UK Gambling Commission and it is a condition for a raffle to conducted in the UK.

Reasons for Raffling a Property

UK property raffles have become very popular this year. Most property owners who enter their properties in raffles have already been unable to sell them, especially at a high enough price to cover their debts. Many of these owners will have followed the dream without realising how difficult it would be to dispose of the property later.

Many property owners get forced into selling due to personal circumstances, relocation, divorce or simply losing their job.

If they are honest, most property owners who enter their properties in raffles would admit to having had disposal problems. For many owners it is a last-ditch resort. If you read many of the raffle home owners websites you will see many of them complain about Estate Agents providing bad service.  As a former Estate Agent I can tell you how difficult that job can be. Not all properties are as saleable as their owners think they are at the price they are asking.

Many property raffles have already been set up, but what should you look out for?

Tips and Advice for UK Property Raffles

There are a fair choice but caution is exercised. You should first decide whether you want to live in a property or location. For example, would you be able to work there?

If not you could always look upon it as a windfall and sell it on. Some owners include the initial running costs, so you could enjoy the property for a period.

It is not advisable to enter a raffle where taking up ownership would become stressful, or a millstone around your necks. Remember you might have a problem selling it in the future.

In the same way as you would if your paying the full price for the property make sure it is not blighted in any way. If you are unable visit the property, at least use Google Maps to check out the local area.

All the normal factors and considerations apply as when you are acquiring a property. Do not be tempted to take short cuts just because you may be winning the property in a raffle.

Remember, when you take ownership of a property it can become a liability as well as an asset. Make sure you are aware of the financial responsibilities which are attached to the property.

Apply a common sense approach and don’t get carried away. Remember, entering UK property raffles is gambling, do not spend more than you can afford. Gamble Responsibly.

The Element of Skill

The element of skill comes into play, usually with a multiple choice question which is asked at the time the entry is placed. The question has to be approved by the UK Gambling Commission and entries with incorrect answers are invalidated. The questions are not usually difficult to solve, especially in your own time.

The Gambling Odds

Although there is an element of charity involved in UK property raffles, surprisingly the odds are much better than the National Lottery. In the National Lottery, the odds are generally in excess of 45 million to one. The odds of becoming a Lotto millionaire are around 10 million to one. Remember that is per ticket. The odds of becoming a lottery millionaire less very much less than a fraction of a per cent.

The odds of winning UK property raffles are very much greater because a far lesser proportion of the proceeds are donated to charity, typically less than 10%. You can calculate the odds per pound from the details.

Devonshire Mansion Raffle – Valued at £2.3 + Runner up prizes

Devonshire Mansion Raffle Launched

Devonshire mansion raffleThis latest Devonshire Mansion Raffle is one of the most stylish to hit the UK market so far. It is set on 10 acres of land and comes with a Rolls Royce. Tickets are just a tenner.

The competition closes 30/11/2018 or as soon as 1,000,000 entries are received. A booking fee of 50p applies with every transaction.

All entrants must answer a question to enter and only correct entries will be included in the draw. Terms and Conditions apply.

The house is detached, as you might expect and it is a stunning piece of real estate. With a sweeping driveway the grounds are immaculate and even feature golfing greens and a separate leisure complex. There is even a self contained apartment with an independent garden. Continue reading

UK Gambling Petition to Adapt Child Gambling Laws

New UK Gambling Petition

uk gambling petitionThe UK Government and Parliament have accepted a new UK Gambling Petition. The Petition seeks to adapt gambling laws to include video games, which target children and vulnerable adults.

In recent years, many video game companies have introduced mechanics which target children. At the moment, they those traits are not considered under the current law. The concern is that addictive playing can lead to real money being won or lost.

Currently the new UK Gambling Petition has 16,366 signatures. It requires 100,000 before can debated in Parliament. The Petition will run until 4th April 2018 which means it has a good chance of  succeeding. You can read the full Petition and sign it here.

On 11 October the government published the Internet Safety Strategy, setting out plans to make the UK the safest place in the world to be online. The Strategy outlines how the government will work with online platforms, game publishers and game developers, and with agencies such as the VSC Rating Board, to continue to improve online safety in games. This includes promoting further awareness and understanding of PEGI age ratings, parental controls and advice on safe gaming.

Gambling with video games which target children involves the use of virtual currency. The use of real currency is being made all to easy by some UK companies. Recently, China amended their laws to prevent the use of “so called” loot boxes which were considered to a form of gambling, which totally illegal in China.

There is a really cool map which shows whereabouts the signatures which have originated from within the UK. It is early days yet to predict the outcome of the Petition.

UK Gambling Commisson

We give support to the UK Gambling Commission for support against non adult gambling. In our opinion, growth has been extreme in the gambling sector and greater is control is required in a number of areas.

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